Insured Movers,
Licensed Moving Company
Licensed and Insured Moving Company,
Bonded Movers, Moving Insurance
Xpress Movers offers two different moving insurance options for better protecting your belongings. Get insurance bofore moving and have the smoothest moving experience possible.
Don't forget to arrange insurance for your interstate move and your contents once they arrive in the new home. Moving house can be a very busy time but can also be the best time to assess whether your contents moving insurance is adequate.
When you move house you get to know exactly how much 'stuff' you've got. And if you lost all of those possessions, how much would it cost you to replace each and every thing?
If you have particularly valuable items then you may want your insurance to cover specified items. These can be jewellery, collectables or special equipment.
Accidental moving damage could also be worthwhile. This will cover you for damage that's not normally in standard policies, such as dents in walls while moving furniture or ripping the sofa fabric.
To order moving insurance with the Xpress Movers Licensed movers, Please Contact Us or Call Toll Free 800-778-4177
Released Value
First option is called "Released Value" and comes free of charge for all of our customers. It covers $0.60 per pound per article, which means if any article is lost, destroyed or damaged while in our possession our liability is limited to the actual weight of the lost, destroyed or damaged article multiplied by 60 cents per pound per article. For example if a 30lb dresser is damaged, lost or destroyed during the move, you will be compensated $5 for it, which is considerably less than the average value of most household goods.
Full Value Protection insurance option
Second option is called "Full Value Protection" and offers repair of the damaged item, or reimbursement at its depreciated value. The dollar value of the shipment (or the amount for which the client would like to be protected) is estimated and stated on the Customer's Declaration of Value page of the Bill of Lading. Under this option if any article is lost, destroyed or damaged while in our possession, Xpress Movers will either:
- Repair the article to the extent necessary to restore it to the same condition as when it was received by us, or pay you for the cost of such repairs;
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Replace the article with an article of like kind and quality, or pay you for the cost of such a replacement. There is an additional charge and conditions that applies for this option and they are explained below:
The base minimum amount of protection (valuation) is $5,000 or $4.00 per pound, whichever is greater, For example at $4 per pound, a 5,000 pound shipment would have a minimum valuation of $20,000. The good part of this option is that the $4 (or whatever amount is purchased) per pound valuation is not applied to each item, so a 30lb dresser is NOT limited to $120. Instead, it's limited to its depreciated replacement cost.
When choosing "Full Value Protection" or FVP you may be able to select option with No Deductible, a $250 Deductible, or a $500 Deductible. Of course, the higher the deductible you choose, the lower the cost of the protection. Please contact our representatives for up to date rates for FVP options. Our liability is limited for items that are worth more than $100 per pound unless those items are specifically listed and valued in advance on the attached sheet of the shipping documents.
Movers Valuation Protection
Restriction and Limitations
Moving valuation protection moving insurance option will not pay for:
- Items in boxes not packed by us, unless the exterior of the box or carton is obviously damaged, the damage occurred while the box was under our care, custody or control, and the damage to the carton was responsible for the damage to the item inside.
To avoid such problems pack items properly, use sturdy cartons, or have Xpress Movers pack the items that need the extra protection. - Casualty type losses, which were discussed earlier, including fire, windstorm, hail damage, and the like. The reason this type of occurrence falls outside of the protection of mover's valuation is we typically have no control over these types of losses.
- Damage to items marked as already damaged on your inventory list. No one should expect Xpress Movers to pay for items that were damaged before we even took possession of them. Be sure to check your inventory lists carefully before signing them.
- Items placed in a self-storage facility others than ours. Having your belongings in non climate controlled storage facilities may cause permanent damage to some of your wooden furniture especially if they are antique pieces.
- Damage caused by mold or mildew.
- Loss to pairs and sets unless the damage or loss occurs to all items in the pair or set.
- Any loss or damage not resulting from the negligence of our company.
Xpress Movers is a Fully Licensed, Insured and Bonded Moving Company. We are Nationwide Movers with moving location all over United States, Canada and Europe. As Fully Insured movers, we look to provide the best moving experiense possible.
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